Commercial Property & Auto l Business Owner Policy I Workers Compensation
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Commercial property can be customized for certain concerns. This allows you to opt for more coverage for some vulnerabilities and less coverage for other less risky exposures. In terms of coverage needed, general liability coverage is just the beginning when opening your business to the public. We strongly urge you to consider a commercial property policy.
Commercial auto insurance does have similarities to personal auto insurance, but there are important differences in certain aspects of the policy. Commercial auto insurance is needed for certain types of vehicles and situations. It is written and rated differently. Whether it's for transporting goods or people, having employees operate the vehicle, or conducting certain services with a commercial vehicle, you may need commercial auto insurance.
Workers compensation is a form of insurance that provides medical benefits and wage replacement to employees injured in the course of employment or who suffer from job related illnesses. This is regardless of fault; whether it is the fault of the employee, a co-worker, an employer, customer, or another third party. In return the employee usually relinquishes the right to sue the employer for the injuries or illnesses.