Insurance

Textbook Buyback | Cambria Heights, NY

Purple Policy is the app for LJ HUB Insurance which provide you with More Coverage & Lower Rates.  Get your Purple Policy Today! 

 

 

 

Personal Auto Insurance

Need Car Insurance? You've come to the right place.  We compare rates with over 20 companies.  Our goal is to provide you with More Coverage & Lower Rates.

 

Get Coverage for Motorcycles, ATVs, Snowmobiles, Motor Homes, Watercrafts, Coupes, Sedans, & SUVs. 

 

Auto Insurance is mandatory in all states for motor vehicle owners. It can aid you financially in the event of an accident by helping you pay for repairs for your vehicle as well as your medical bills. More importantly this allows you to have a peace of mind while on the road knowing you have protection from the unexpected.

 

What does Personal Auto Cover? 

Bodily Injury liability - injuries that you, the designated driver or policyholder, cause to someone else. You and family members listed on the policy are also covered when driving someone else’s car with their permission.

Property Damage - pays for damage you (or someone driving the car with your permission) may cause to someone else's property. Usually, this means damage to someone else’s car, but it also includes damage to lamp posts, telephone poles, fences, buildings or other structures your car hit.

Personal Injury Protect & Medical Payment -  pays for the treatment of injuries to the driver and passengers of the policyholder's car. At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident. It may also cover funeral costs.

Collision - pays for damage to your car resulting from a collision with another car, an object, such as a tree or telephone pole, or as a result of flipping over

Comprehensive - reimburses you for loss due to theft or damage caused by something other than a collision with another car or object. Comprehensive covers events such as fire, falling objects, missiles, explosion, earthquake, windstorm, hail, flood, vandalism, riot, or contact with animals such as birds or deer. It will also pay to repair your windshield if it is cracked or shattered.

Uninsured and underinsured motorist coverage - reimburses you, a member of your family, or a designated driver if one of you is hit by an uninsured driver or a driver who doesn’t have sufficient insurance to pay for your total loss. This coverage also offers protection in the event a covered driver is the victim of a hit-and-run or if, as a pedestrian, you are struck by an uninsured or underinsured motorist.

 

 

HUB Locations 

LJ HUB Rockaway Click here for Google Maps
 
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LJ HUB 101 Ave Google Maps
 
LJ HUB Sutphin Google Maps

 


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